Questions, answered with the source.
Every figure here names where it came from and when it was read.
Working with us
What kinds of insurance does Metro Risk Management Group write?
As a property and casualty independent insurance agency, we offer all lines of coverage for both business and personal insurance. The lines on this site, in the order the agency lists them: non-emergency medical transportation, commercial trucking, business insurance, homeowners, auto and umbrella.
Where is the office?
The office is at 2900 Paces Ferry Rd SE, Suite C2000, Atlanta, GA 30339. Mail goes to 2400 Herodian Way SE #220, Smyrna, GA 30080. Call (404) 549-4594 before you come by.
Can we meet without coming to the office?
Yes. Set up an appointment via Zoom, telephone, or in person for your insurance portfolio assessment. Give us a call, email us, or use our contact form, and one of our expert team members will be happy to help.
Which insurance companies do you work with?
The markets the agency displays are Canal Insurance, Lloyd's of London, Travelers, United States Liability Insurance (USLI), Berkley Prime Transportation, Canopius, Great Lakes Insurance, Hudson Insurance Group and Intact Specialty Insurance Solutions. Most of them are transportation and specialty markets, which is where the agency's book is concentrated.
How do I start a quote?
Use the quote form on any page, call (404) 549-4594, or email sharon@metroriskmanagement.com. For a commercial or transportation account, have your vehicle and driver lists and your current declarations pages ready; for a home or auto quote, the address, the vehicles and the drivers.
Transportation
Who is the Georgia Medicaid NEMT broker as of 2026?
Effective April 1, 2026, Verida serves all five Georgia NEMT regions: North, Atlanta, Central, East and Southwest. Modivcare previously operated the Central, Southwest and East regions and is being transitioned out. Source: Georgia Department of Community Health, Georgia Medicaid NEMT page, read September 15, 2026.
What is the federal minimum liability for a for-hire trucking company?
$750,000 for nonhazardous property in a vehicle of 10,001 lbs GVWR or more in interstate or foreign commerce; $1,000,000 for oil and the hazardous materials listed at 49 CFR 171.8 and 172.101; $5,000,000 for the listed hazardous materials in bulk. Source: 49 CFR § 387.9, Table 1, eCFR current as read September 15, 2026.
Does Georgia publish its own dollar minimum for intrastate carriers?
Not in the statute. O.C.G.A. § 40-1-112 provides that the department shall determine and fix the amounts of such indemnity insurance; the figure is set by rule and is confirmed against the current rule at the time of a filing.
Personal lines
What are Georgia's minimum auto liability limits?
Bodily Injury Liability – $25,000 per person and $50,000 per incident; Property Damage Liability – $25,000 per incident. Georgia state law does not require you to purchase physical damage coverage; a lender or leasing company usually does. Source: Georgia Office of the Commissioner of Insurance and Safety Fire, read September 15, 2026.